Our Programs
Our Programs
Small Business Financing Made Simple
Term Loan
Reliable Funding for Long-Term Goals
$150,000
Working Captial Loan
Get Capital Quickly to Keep Growing
$15,000 - $150,000
POPULAR
Line of Credit
Flexible Funds Available Anytime
$15,000 - $100,000
Business Funding Programs For Every Business
Business Credit & Capital has a funding program for every business! Whether it is a term loan, a line of credit, or a working capital loan, we invite you to apply now and work with Business Credit & Capital to design a plan to best meet your business needs. We encourage you to give us a call if you have any questions in regards to a specific program at (866) 222-9922, and one of our team members will gladly assist you.
Common Business Loan Questions
easy Answers to common questions
How quickly can I get funded?
Pre-approval ordinarily happens the same business day you apply. Once approved, funding can occur in as little as 1-2 business days depending on the amount of the transaction. Typically, most businesses receive funds in under 72 hours.
What is a Working Capital Advance and how can it help my business?
A Working Capital Advance is not a traditional loan. It’s an advance based on your business’s future revenue. You receive a lump sum of cash in exchange for a portion of your upcoming credit card sales or daily/weekly ACH withdrawals. This infusion of working capital helps small businesses that may not qualify for a bank loan due to insufficient credit or lack of collateral.
What are the typical interest rates and repayment terms for working capital loans?
Interest rates and repayment terms for working capital loans vary based on factors such as the lender’s policies, loan type, and the borrower’s credit profile. Traditional lenders may offer lower rates, while alternative lenders may offer higher rates with more flexible terms.
What Are The Minimum Requirements To Become Eligible for A Working Capital Advance?
The following are the minimum requirements to become eligible for a Working Capital Advance:
- Located in Canada
- 6 months in business
- $20,000 or more in monthly business deposits
- Credit score of 500 or more